Customers had limited access to banking services in the past, for they had to visit a bank in person to carry out banking activities. They had to wait for a long time in queues wasting time and energy. Everything has changed with the introduction of internet banking and mobile banking apps. Today customers need not limit their banking activities within the prescribed working hours of the bank.
An online banking app like the IDFC FIRST Bank mobile banking app enables them to do banking anytime and anywhere.
Steps to do mobile banking registration
With IDFC FIRST Bank, you get easy access to the best bank for personal banking services. The users who want to have an enhanced banking experience need to download the IDFC FIRST Bank’s mobile app and register their name online. For it, you need to do the following:
- Open the Internet banking website of your bank on your smartphone.
- Click on the “Generate Username” option
- Enter the Customer ID (Which you can find in the Welcome Letter of the bank when you open a bank account), country, and mobile number
- Enter the correct captcha and then click ‘Submit’
- Create an internet banking username by entering your customer ID and mobile number
- Enter your Account Number or Debit card number and click on the Next button
- Enter the username and internet banking password
- Confirm the user name and password and set the security challenge questions
- The username and password are set, and the mobile banking registration is successfully completed
Ways to use IDFC FIRST Bank mobile app effectively
The IDFC FIRST Bank mobile app is built with features to help people carry out their financial activities securely and comfortably. Other than individuals, businesses can use the functions to grow their business. The banking app helps make a quick funds transfer, know the latest account balances, make instant payments, and link all bank accounts. You can also use some advanced features such as:
- Customization
The latest version of the mobile banking platform helps customize your menu to access frequently used services instantly. For instance, if you are using a list of services such as money transfers, payments, alerts, and mutual funds, you need not move from one page to another. Instead, you can create your menu and access it easily.
- Effective budgeting options
The app offers you tools like the “Income & Expense Analyser” to compare your cash flows and help you with efficient budgeting. You can track all your financial expenses and do better budgeting and financial management.
- Instant alert options
Apart from the regular transaction alerts, the IDFC FIRST Bank mobile app alerts you with salary credit, bill payment date, and other important banking activities.
- Easy recharge and bill payment
You do not need to visit or download different apps to recharge your mobile or pay for DTH connections. The banking app helps you pay the utility bills and even offer you many deals and discount for utility payments online.
- Transfer funds without adding a beneficiary
With the integrated bank to bank money transfer app, you can make an immediate funds transfer without adding an account payee. You can pay instantly or schedule bill payments later.
- Account history
You can view all financial transactions and account history on the app instantly. It also allows you to view the account history using the bank statement download feature anytime and anywhere.
- Smart filters
This feature helps you view bank transactions filtered based on name, date, category, and mode of payment.
The IDFC FIRST Bank mobile app helps you do a host of banking activities at your fingertip and enhance your experience.