Getting a Credit Card
In January 2021, more than 61 million credit cards were issued in India, compared to 56 million at the same period in 2020, making credit cards the preferred means of payment. After all, why not? Having a credit card allows you to increase your spending limit without having to pay with cash.
You can make purchases that you’ve been putting off for a long time without having to pay for them up front. Rather, you can opt to pay in simple EMIs at a later date that is more convenient for you. You will also receive special perks such as discounts and offers on shopping, dining out, airline tickets, and gasoline purchases, as well as cash backs.
What is the Process for Applying for a Credit Card?
Even if you are applying for the first time, you can easily apply for a credit card accessible on Finserv MARKETS online in a few simple steps. All you have to do is go to the official website and fill out the form with your personal information and any contact information. Examine the features and benefits of the numerous credit cards available from banks.
Choose a credit card that best suits your spending habits and provides you with the most benefits. Fill out the application form once you’ve decided on the credit card you want. Upon verification of your information and approval of your application, you will be awarded credit immediately.
Login with a Credit Card
After receiving a credit card, you must complete the online banking registration process. This is necessary for you to use the credit card login feature, which displays the total, used, and remaining credit in your account. You may also see your credit history and unbilled transactions, as well as block your card and send other service requests.
- Go to your bank’s credit card net banking page and click on “sign up.”
- Complete the required fields.
- For verification, an OTP is given to your registered mobile number.
- Validate and press the ‘continue’ button.
- For your credit card login, create a strong IPIN and submit it.
Features and Advantages
- The most crucial benefit of a credit card is the convenience of making payments without having to worry about your savings account balance. Simply make a purchase, and it will be turned into a budget-friendly EMI based on the bank’s interest rate, the tenure you choose, and any down payment you make.
- Each credit card gives reward points for purchases, such as online shopping for your favourite brands or utility bill payment, as well as a welcome bonus for new credit card users. You can also use these points to gain a discount on fuel surcharges, movie tickets, or gift certificates for your friends and family.
- If you travel frequently, you might consider applying for a credit card. It can provide you with access to domestic and international airport lounges where you may relax and take advantage of the complementary services. Also, paying your credit card payments on time after applying for a credit card might improve your credit score, making you a more attractive prospect to lenders if you need a loan in the future.
- You can also use the credit card login feature to pay your bills online without incurring any additional fees, saving you time at the bank. Credit card login protects you against online fraud while also ensuring the security and safety of your financial transactions.
Wrapping Up
So, today, choose from a variety of credit cards offered on Finserv MARKETS to satisfy your everyday demands like refuelling, travelling, and shopping to save even more money while earning additional benefits and bonuses. You can also receive a personal loan with the added benefit of being able to withdraw money whenever you want.